If you are the parent of a child with Down syndrome, autism or another type of disability, you face unique estate planning considerations and needs that differ from those faced by other parents. The lifetime expenses associated with raising a special needs child can prove considerable, and chances are, you want to ensure that your child has everything he or she needs to maintain the quality of life to which he or she is accustomed.
Being part of a motor vehicle accident is sure to leave your head spinning. Even if you don't suffer any serious injuries, you'll still find yourself dealing with the aftermath of the crash, which typically means communicating with one or more insurance companies.
When creating an estate plan, you're sure to think long and hard about what will happen to your assets upon your death. Like many, you'll want to do whatever it takes to avoid the probate process. This goes a long way in cutting back on the amount of time it takes your loved ones to receive your property. Furthermore, avoiding probate is a great way to save money.
As a driver, you would be much better off if you were the only person on the road. Unfortunately, this is very rarely the case. Even if you are driving at off-peak hours, you know that sharing the road is of utmost importance.
When winter weather moves into your region, the last place you want to be is behind the wheel of your car. Unfortunately, you can expect this to happen every now and again.