Car accidents occur every day in Tennessee. According to a report from the state's Department of Safety & Homeland Security, 3,148 car crashes occurred in McMinn County alone in 2017.
A lot of things may race through your mind after an auto accident. You may inadvertently say "I'm sorry" after a crash, but you definitely do not want to do that. Saying "I'm sorry" is a form of admitting guilt, and although a judge will not automatically side with the other driver just because you apologized, it can make the claims process more complicated.
You do not have all the facts at this time
Many people mistakenly believe they are at fault for an accident, which is why they apologize. However, you may not know every last detail. Other types of evidence could suggest the other driver at least shares part of the blame.
An insurance company will use anything as leverage to get out of paying as much as it has to. In the event a police report indicates you apologized after a collision, the agency could use that as evidence you are partially at fault.
Other ways people admit guilt
There are numerous ways you could give off a sense of culpability even when you did not directly contribute to the crash. For example, drivers should always exchange insurance and contact information after a crash. When providing this information, a driver may write something down along the lines of, "This is Peter, who hit you on September 5th."
In the above example, Peter may not have hit the other driver at all. He merely wants to convey information and didn't communicate clearly. However, the other driver could use that statement as evidence Peter hit him. When talking to the other driver involved in the crash, you merely want to stick with the facts. When you talk to the police, you should never speculate. If you do not know the answer to something, then feel free to say, "I do not know."